For Lenders
Screen credit faster, with the assumptions in plain view
Every metric in Housing Club USA traces back to its inputs, so credit teams can review sponsor underwriting instead of rebuilding it.
Capabilities
What you can do
DSCR and debt yield
Stress coverage across rate, vacancy, and expense scenarios.
Normalized financials
Seller T-12, buyer-adjusted, and stabilized side by side.
Document verification
Rent roll and operating statement detail at the line level.
Maturity tracking
Monitor upcoming maturities across the portfolio.
Transparent methodology
No black-box outputs — inputs and formulas are visible.
Consistent packages
Borrowers submit in a format your team already understands.